Wouldn't it be nice to get rid of your second mortgage?  Through a Chapter 13 bankruptcy, you might be able to! 

Call for a free consultation now!

These are difficult times. You don't have to go further than your television or newspaper to know that you are not alone if you've lost your job, fallen behind on mortgage payments, or are facing collection efforts from creditors who just won't leave you alone.  You are seeking debt relief but may not know what options are available.  The important thing to remember is that you do have options.  You are not at the mercy of your creditors. This firm is located in the Pembroke Pines, Miramar, Plantation and Hollywood, Florida area and is here to help you find out what those options are.  Some options may include Chapter 7 or Chapter 13 bankruptcy...some may not.

You have options. I know that at times it may seem that your situation is hopeless but there are always options available regardless of the situation you're in. Not all of the debt relief options include bankruptcy. If you are in foreclosure or behind on mortgage payments, loan modification is an option worth pursuing. The mortgage lenders aren't making it easy, but it's also not impossible.  Although filing Chapter 7 or Chapter 13 bankruptcy is usually an available option, it's not always the best option. This firm is committed to helping people in all South Broward cities find the best option for them - not just file for bankruptcy. We are conveniently located in Davie and are easily accessible to residents of Miramar, Pembroke Pines, Cooper City, Weston, Tamarac and Hollywood.

Find out what your options are. Call and set up an appointment for a free initial consultation in our Davie office. We'll discuss your financial debts and you will find out what options are available to you if you had a lawsuit filed by a credit card company, are in foreclosure or just unable to pay your credit card debt any longer. You just have to remember that there are always options - you may just not be aware of them at this moment. Experience has shown us that once people become aware of their options, they leave our Fort Lauderdale area office and usually enjoy their first night's sleep in a long time.  Although bankruptcy is usually an available debt relief option, it's not always the best one.  This firm has helped clients in Pembroke Pines, Miramar, Davie, and Hollywood Florida break free from the chains of debt.  Let us assess your financial situation and discuss all available options with you.

Make a decision. Once you know that you are not at the mercy of your creditors and can stop the creditor abuse, you have to make a decision on what to do. Your creditors do not get to decide your financial future...you do. But first, you must first make a decision to deal with the issues. Your next step is to make an appointment and find out what your debt relief options are. We are conveniently located in the South Broward area near Hollywood, Pembroke Pines, Miramar and Tamarac and have evening and weekend appointments available.  Then you must decide on which options are best for you. Most people find that once they make a decision to take action, they feel better about themselves and their future.

This is a different kind of law firmYour creditors already treat you indifferently and like a number.  Should your attorney treat you that way also?  You'll hear many lawyers claim to be a "different kind of law firm."  If you are searching for someone to represent you through a bankruptcy proceeding - here are some things you should observe and ask as you meet with them: 

  • How much time did the actual attorney spend with you talking about the details of your financial situation? 
  • Were they interested in what you had to say or in giving you a bankruptcy sales pitch?
  • Are they trying to fit you into a Chapter 13 even if you qualify for a Chapter 7 without a compelling reason to do so?  What percentage of their cases are Chapter 13?
  • Do they have any bar complaints or discipline against them?  You can check the Florida Bar website for this information.
  •  Do they personally prepare your bankruptcy petition or does their support staff?
  • Will they attend the 341 meeting of creditors with you or do they send someone else?
  • If you call with a question, do they take your call or return your call within 24 hours?
  • Do they promptly answer emails?
  • Are their evening and weekend appointments (the most convenient time slots) only reserved for first time potential clients?
  • Do they take pride in their work and have an attention to detail?
  • Are they committed to delivering excellent legal services at reasonable prices...and then some?

At the Bankruptcy Law Firm of Orfelia M. Mayor, you are more than just a number. You are a unique individual with a financial situation that deserves the full attention of an attorney - not their support staff.  If you are paying attorney rates then you deserve to have an attorney handle your case from start to finish.  You are our client and our first priority. You may hear other firms say that but you'll see this firm deliver courteous, professional service...and then some. Your case will be personally assessed, prepared and represented from start to finish by an attorney - not the support staff. You will not be banned from the preferred evening or Saturday appointment slots because they are reserved for "new clients." We make it a priority to return your phone calls if the attorney is not available when you call. Our clients come first.

Isn't investing an hour of your time worth having peace of mind?  If you live in South Broward, Fort Lauderdale, Davie, Tamarac, Pembroke Pines, Hollywood, Plantation, Cooper City or Weston, our office is conveniently located near you.  Make an appointment today!  Find out your debt relief options, make a decision and start enjoying life again. Take control of your future.  We have weekend and evening appointments available so you don't even have to miss work!  We are located in South Broward close to Pembroke Pines, Miramar, Davie, Weston, Tamarac, Fort Lauderdale, Cooper City and Hollywood Fl.

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