Wouldn't it be nice to get rid of your second mortgage?  Through a Chapter 13 bankruptcy, you might be able to! 

Call for a free consultation now! 

These are difficult times. You don't have to go further than your television or newspaper to know that you are not alone if you've lost your job, fallen behind on mortgage payments, or are facing collection efforts from creditors who just won't leave you alone.  You are seeking debt relief but may not know what to do.  Well-meaning friends and family all have advice, but are they right?

The important thing to remember is that you do have options.  You are not at the mercy of your creditors. This firm is centrally located in the Broward County Florida area adjacent to Plantation and is here to help you find out what those options are.  Some options may include Chapter 7 or Chapter 13 bankruptcy...some may not.

You have options. I know that at times it may seem that your situation is hopeless but there are always options available regardless of the situation you're in. Not all of them include bankruptcy. If you are in foreclosure or behind on mortgage payments, loan modification is worth pursuing. The mortgage lenders aren't making it easy, but it's also not impossible. 

Although filing Chapter 7 or Chapter 13 bankruptcy is usually an available option, it's not always the best one. This firm is committed to helping people in all South Broward cities find the best solution for them - not just file for bankruptcy. We are conveniently located in Davie and are easily accessible to residents of Miramar, Pembroke Pines, Cooper City, Weston, Tamarac and Hollywood. Your case will be reviewed by a lawyer from start to finish.  We also speak Spanish - Abogado de bancarrota.

Find out what your options are. Call and set up an appointment for a free initial consultation in our Davie office. A bankruptcy lawyer will ask you a few questions to get an idea about your financial situation.  You will find out what options are available to you if you had a lawsuit filed by a credit card company, are in foreclosure or just unable to pay your credit card debt any longer. You just have to remember that there are always solutions to every financial problem - you may just not be aware of them at this moment. Experience has shown that once people become aware of their options, they leave our Fort Lauderdale area office and usually enjoy their first night's sleep in a long time. 

With that said, although bankruptcy is usually an available debt relief option, it's not always the best one.  This firm has helped clients in throughout the greater Fort Lauderdale area Florida break free from the chains of debt.  Too often, well intentioned friends and family give conflicting advice.  Let a bankruptcy lawyer assess your financial situation and discuss your legal rights with you.

Make a decision. Once you know that you are not at the mercy of your creditors and can stop the creditor abuse, you have to make a decision on what to do. Your creditors do not get to decide your financial future...you do. But first, you must first make a decision to deal with the issues. This is not the time to bury your head in the sand and pretend that things will magically go away.  Unfortunately, things that we ignore tend to get worse under the "Ostrich Approach"  -- which is all the more reason that you should take us up on our offer of a free consultation with a bankruptcy lawyer.  We are conveniently located in the South Broward area near the communities of Hollywood, Tamarac and Sunrise.  There are evening and weekend appointments available.  Most people find that once they make a decision to take action, they feel better about themselves and their future.

This is a different kind of law firm.  So why visit this firm in particular, you may ask?  Your creditors already treat you indifferently and like a number.  Should your lawyer treat you that way also?  You'll hear many bankruptcy lawyers claim to be a "different kind of law firm."  If you are searching for someone to represent you through a bankruptcy proceeding - here are some things you should observe and ask as you meet with them: 

• How much time did the actual lawyer spend with you talking about the details of your financial situation? 
  
• Were they interested in what you had to say or in giving you a bankruptcy sales pitch?
• Are they trying to fit you into a Chapter 13 even if you qualify for a Chapter 7 without a compelling reason to do so?  What percentage of their cases are Chapter 13?
• Do they have any bar complaints or discipline against them?  You can check the Florida Bar website for this information.  This is very important and you should take the time to check all lawyers for disciplinary action.  You want to put your case in the hands of a bankruptcy lawyer with a proven track record of ethical and professional behavior.  You deserve that.
  
•  Do they personally prepare your bankruptcy petition or does their support staff?
• Will they attend the 341 meeting of creditors with you or do they send someone else?
• If you call with a question, do they take your call or return your call within 24 hours?
• Do they promptly answer emails?
• Are their evening and weekend appointments (the most convenient time slots) only reserved for first time potential clients?
• Do they take pride in their work and have an attention to detail?
• Are they committed to delivering excellent legal services at reasonable prices...and then some?
  

At the Bankruptcy Law Firm of Orfelia M. Mayor, you are more than just a number. You are a unique individual with a financial situation that deserves the full attention of a bankruptcy lawyer - not their support staff.  If you are paying attorney rates then you deserve to have an attorney handle your case from start to finish.  You are our client and our first priority. You may hear other firms say that but you'll see this firm deliver courteous, professional service...and then some. Your case will be personally assessed, prepared and represented from start to finish by an attorney - not the support staff. You will not be banned from the preferred evening or Saturday appointment slots because they are reserved for "new clients." We make it a priority to return your phone calls if the attorney is not available when you call. Our clients come first.

Isn't investing an hour of your time worth having peace of mind?  If you live in South Broward area our office is conveniently located near you.  Make an appointment today!  Find out your debt relief options, make a decision and start enjoying life again. Take control of your future.  We have weekend and evening appointments available so you don't even have to miss work!  We are located in South Broward close to many communities surrounding Fort Lauderdale.

Bancarrota

Orfelia Mayor helps good people get through bad times.

Call today for a free consultation.

Hablamos Español -- Abogado de Bancarrota